2024 is almost here. Make it your team’s year.

Open a new Guideline 401(k) by December 31, and enjoy no employer fees for 3 months.

A retirement benefit that’s a breeze to manage

  • Quick setup

    Quick setup

    You can set up a Guideline 401(k) plan in as little as 20 minutes.

  • Works with your payroll

    We connect with popular providers to automate deductions and simplify plan admin.

  • All-in-one experience

    We take care of filings, employee onboarding, investments, and more.

  • Holistic HR view

    Powerful tech

    Employees can set up and manage their 401(k) on their dashboard or mobile app.

Priced to fit your business

Our low-cost 401(k) plans include robust services and features.

  • Starter
    / month
    + $4/month per active participant

    A simplified 401(k) with limited features and easy administration.

    Get started
    • $6,000 employee contribution limit

    • No employer contributions

    • Must connect with an eligible payroll provider

  • Core
    Most popular
    / month
    + $8/mo per active participant fee

    A foundational 401(k) with robust features and more plan design options.

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    • $23,000 employee contribution limit

    • Safe Harbor or Traditional 401(k)

    • Features like employer contributions and profit sharing

    • Can connect with any payroll provider

  • Enterprise
    / month
    + active participant fee

    Our most custom 401(k) with exclusive pricing options and premium support.

    Contact sales
    • $23,000 employee contribution limit

    • Exclusive pricing options

    • Premium support for plan admin and employees

    • Access to Participant Perks

    • Support for 401(k) plan transfers

Save on fees in 2024 and beyond

  • No transaction fees

    We don’t charge fees for one-off transactions like rollovers, loans, distributions or plan wind-downs.

  • Lightning bolt

    Low-cost investments

    The total fees for our managed portfolios are up to 7x less than the industry average. Learn more.

  • Low account fees

    Employees are only charged an annual account fee starting at 0.15%.

Key dates + deadlines

Starting a 401(k) at the beginning of the year can help maximize contributions and mitigate compliance risks — take advantage by staying on top of this year’s deadlines.

  • Deadline for a January 1, 2024, start date

    Nov. 17, 2023

  • Deadline for 3-month offer

    Dec. 31, 2023

Jonna M.

Affogato HR Consulting

“My experience with Guideline has been frictionless. Nothing has been difficult with setting up the plan or making updates. All of my employees are happy and so am I.”

Client of Guideline. Views may not be representative of other clients.

Open a Guideline 401(k) and get 3 months of plan fees waived.

Get started