Guideline logo
Heart icon Relied on by 40k+ businesses like yours1

A Top Choice for
a Modern 401(k)2


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Effortlessly automated 401(k) admin

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Seamless Gusto payroll integration

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Guided retirement saving experience


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40k+
businesses1
700k+
savers3
$10B
invested for retirement1
9/10 star rating on Business.com
Top 401(k) for small business2

A top-rated 401(k)2 for a reason

  • Example visual of what happens when a payroll is connected with Guideline.

    All-in-one 401(k)

    We handle your administration for you4 — everything from IRS filings to compliance — so you can focus on what matters most: your business.
  • Visual of Guideline's mobile app icon

    Modern experience for your team

    With employee self-onboarding, a guided portfolio, and an award-winning mobile app5, we make signing up and saving easy for your team.
  • Mockup of Guideline iOS mobile app with prominent text. You're all set!

    Top-notch support

    Get support you can count on for you and your team, including Spanish. With a 90% customer satisfaction rating6, there’s a reason why 40k+ businesses 1 like yours rely on us for their 401(k).
Powerful plans for businesses of any size
Our 401(k) plans come with low monthly costs and no transaction fees. So you won’t have to pay extra for plan setup, plan transfers, or 5500 prep.7
  • Starter
    $39
    / month
    + $4/mo per active participant
    A simplified 401(k) with limited features and easy administration.
    • $6,000 employee contribution limit9
    • No employer contributions
  • Core
    Most popular
    $89
    / month
    + $8/mo per active participant
    A foundational 401(k) with robust features and more plan design options.
    • $24,500 employee contribution limit9
    • Safe Harbor10 or Traditional 401(k)
    • Features like employer contributions and profit sharing
  • Enterprise
    $149
    / month
    + active participant fee
    Our most custom 401(k) with premium support and flexible pricing that scales as you grow.
    • $24,500 employee contribution limit9
    • Flexible pricing options
    • Premium support for plan admin and employees
    • Support for plan transfers