Top 401(k) for small businesses1
Get setup in ~9 min
Starting at just $39/month
6x lower managed portfolio fees2
Get a retirement plan your team will love.
Fill out the form to start exploring your options with Guideline.
Get setup in ~9 min
Starting at just $39/month
6x lower managed portfolio fees2
Fill out the form to start exploring your options with Guideline.
10 out of 10. Guideline makes offering a 401(k) easy—and it just works.Client of Guideline. Views may not be representative of other clients.
Now may be exactly the right time to start a 401(k), whether you’re looking to comply with a state retirement mandate, offer a comprehensive benefits package, delight and retain your team, or choose a plan that fits your budget and your needs.
State mandates – 25+ states are rolling out retirement mandates, requiring that employers offer a retirement benefit to help more people save for the future, right from their paycheck. Some states are levying heavy penalties for not complying. More states are considering their own programs, as well.14
Offering a comprehensive benefit – Give your team a 401(k) they’ll love – the Guideline 401(k). With a fully guided investing experience, award-winning mobile app15, and expert-built investment portfolios at a fraction of the cost2, you’ll help your team make the most of every dollar they save for retirement, while attracting top talent to your business.16
Delight and retain your team – With a 91% employee satisfaction rate17, a Guideline 401(k) will help you keep your team happy and engaged. And the best part? Our research shows that more than 70% of employers say 401(k) has positively impacted their ability to recruit, hire, and retain talent.16
A plan that fits your budget and needs – A Guideline 401(k) checks all the boxes, from automated plan admin and compliance, to IRS tax form prep, to reliable custom-built payroll integrations – all at no extra cost. Starting at just $39/month.9
It’s certainly possible! 25+ states are rolling out retirement mandates, requiring that employers offer a retirement benefit to help more people save for the future, right from their paycheck. Some states are levying heavy penalties for not complying. More states are considering their own programs, as well.14
See our State Mandates page to learn more.
A 401(k) plan doesn’t have to break the bank. That’s why Guideline offers the Starter plan, which starts at just $39/month and is an affordable way to offer a competitive benefit.
But that’s not all! Did you know that you might be eligible for tax credits that could fully cover the cost of your 401(k) plan for the first 3 years?18
A 401(k) doesn’t have to take a lot of time to manage. That’s often the old-school way of doing things. With smart automation and top-notch customer service, Guideline helps you take back your time so you can focus on your team and your business.
Don’t just take our word for it. Here’s what some of our clients have to say:
“Guideline never wastes my time. And that’s what’s most important to me—my time.” - Connie B., Rader Management Corp. DBA Dunkin’
"I don't mind paying a few bucks a month for Guideline because my time and peace of mind are worth it.” - Rich H., Pallas Care
“You have to change hearts and minds sometimes. Businesses have been conditioned to believe that offering a 401(k) is expensive and overly complicated. Guideline proves it doesn't have to be this way.” - Ana R., A&J Accounting
Clients of Guideline. Views may not be representative of other clients.
With Guideline, what you see on our pricing page is what you get. We don’t charge any hidden fees.
See the fees you won’t be paying9 (unlike with some of our industry peers):