Nevada Employee Savings Trust vs. Guideline 401(k)

Stay ahead of Nevada’s retirement mandate with a simple, powerful Guideline 401(k).

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The mandate in a nutshell

The Nevada Employee Savings Trust is currently under development. After the program is fully established, Nevada employers will be required to offer the state-sponsored plan or a qualified alternative like a Guideline 401(k).5

Meet the mandate and more with a Guideline 401(k)

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    20-minute setup

    Guideline will help you set up a 401(k) and enroll your employees for you. With Nevada Employee Savings Trust, you may have to do extra work on behalf of your employees during setup.

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    Seamless administration

    We’ll automatically deduct 401(k) contributions each pay run. With Nevada Employee Savings Trust, you may need to manually send payroll contributions, maintain employee records, and more.

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    Fast, live support

    We have your back — you and your team get access to fast, live support via phone and email. Our annual plan sponsor customer satisfaction score is 93%.6

Get back up to $16,500 in tax credits on your new 401(k).7

See if you’re eligible

Custom integrations. Quick resolutions.

All of our payroll integrations are direct and custom built — we don’t use 3rd party software to sync data. Data syncs every 24 hours with 99% accuracy.8 See all payroll integrations

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Investments are our responsibility

Just like with the state offering, you won’t be responsible for investment option choices. We’ll serve as the ERISA 3(38) fiduciary which means we’re responsible for selecting and managing all investment options — our goal is to reduce your liability and provide you with peace of mind. Learn more

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Estimate your plan costs

Your company could be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.7

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Get a retirement plan you and your team will love

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Nevada Employee Savings Trust FAQs

What is the mandate?

The Nevada Employee Savings Trust was created to encourage more people to save for retirement. Once enacted, it will require Nevada employers to provide access to a retirement plan. The plan can either be a private plan like a 401(k) or the state-sponsored plan.

When does the mandate take effect?

The program is currently under development and there is no set enrollment or deadline at this time.

Which employers are impacted by the retirement mandate?

You are eligible to participate in Nevada Employee Savings Trust if:

  • Your business is registered to conduct business in the state of Nevada for 36 months
  • You have at least five Nevada based employees
  • You don’t currently offer a qualified retirement savings program to your employees

Does Guideline satisfy the retirement mandate?

Yes. All of Guideline's 401(k) plans are designed to satisfy state program requirements and are priced to be affordable for businesses of all sizes.

Can I move from Guideline Starter to a standard 401(k)?

While it is possible for a plan to convert from a Starter 401(k) to a standard 401(k) plan at Guideline, the transition cannot take place until the beginning of the next calendar year. Learn more here.