The small business way to 401(k)

With Guideline, you can exceed your state-sponsored retirement plan options with a seamless 401(k).

Phone icon symbolizing ease of setting up a Guideline 401(k) plan.

Prefer to chat? Give us a call at (888) 228-3491.

Guideline for Accountants
Guideline for Accountants

State retirement programs in a nutshell

Many states are rolling out retirement savings programs to help more people save for retirement.

While each state program is different, they currently give employers the option to choose between the state-sponsored plan or a private plan, like a Guideline 401(k).

A visual representation of the retirement savings landscape.

Why Guideline

Get a 401(k) that checks all the boxes

  • A visual representation of Guideline 401(k) dashboard for employee onboarding and payroll management.

    Save time each pay run

    We securely sync with top payroll providers like Gusto, QuickBooks and Square.

  • An image of a puzzle representing the flexibility and customization options available with Guideline 401(k) plans.

    Optimize your plan

    Create a stronger benefit with features like employer matching, profit sharing, and vesting schedules.

  • An image showing the low-cost investment options and zero transaction fees available with Guideline 401(k) plans.

    Help them save up to 3x more

    With a 401(k), your employees can contribute more than they could with an IRA—up to 3x more.

  • An infographic showing the different investment options available through Guideline 401(k) plans.

    Invest with confidence

    We provide professionally managed investment portfolios, educational webinars and live support.

Find your state


Estimate your plan costs

If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.

Everyone has a future.

Now everyone can invest in one.

A graphical accent highlighting benefits of using Guildeline platform