Offer ends December 31
Open a Guideline 401(k) by December 31, and get 12 months with zero employer fees.1 It’s never been easier to offer a powerful retirement benefit.
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See why 50,000+ customers trust Guideline
Gusto and Guideline’s seamless integration means 401(k) contributions are automatically deducted each pay run. All Guideline plans include compliance testing,2 IRS filings, fiduciary services,3 and more — helping to reduce your 401(k) busywork.
93% customer satisfaction score4
Custom integration built with Gusto
4-business hour response time
Our platform will securely sync your Gusto Payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.
401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.
When employees become eligible to join the plan, we’ll notify and enroll them on your behalf—and provide full support along the way.
$0 is a great place to start
Enjoy no employer fees for the first 12 months.1 After that, you’ll get a powerful 401(k) at industry-low pricing.
With no transaction fees, you won’t have to pay extra for plan setup, plan transfers, or 5500 prep.5
We handle recordkeeping, custodial services,8 compliance testing,9 and guided employee onboarding.
We can help file IRS and DOL reports and sign your 5500.5
Your team can set up and manage their 401(k) account on their phone.
Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.
Active employees are only charged an annual account fee starting at 0.15%10 (0.0125%/month) with no transaction fees.
Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.
If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset these plan costs.11
We provide educational investing webinars, portfolio recommendations, and live support.
Our modern dashboard and mobile app lets your employees view their savings and make updates at any time.
The low-cost funds in our managed portfolios are diversified across asset classes. View our full fund menu.
All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.
50K+
business clients12
$15B+
invested for retirement13
Fintech 50
This information is general in nature and is for informational purposes only. It shouldn’t be used as a substitute for specific tax, legal and/or financial advice that considers all relevant facts and circumstances. Investing involves risk and investments may lose value. Tax laws and regulations are complex and subject to change. You should consult a qualified financial adviser or tax professional before relying on this information.