Powerful retirement plans, connected in minutes.
Pay no base fees for the first 12 months when you sign up by July 31, 2024. After that, you’ll get a powerful 401(k) at industry-low pricing.
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Connect with Rippling
- 2
Build your plan
- 3
Set a start date
Rippling is a client of Guideline. Guideline pays a fee for 401(k) clients integrated with Rippling as outlined in our written arrangement with Rippling. We'll provide additional disclosures prior to opening an account with Guideline. See our Privacy Policy to learn how we use and protect your information.
How payroll and a 401(k) work together
Our platform will securely sync your Rippling payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.
Plan management
401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.
Employee onboarding
When employees become eligible to join the plan, we’ll notify and enroll them on your behalf—and provide full support along the way.
Powerful plans for
businesses of any size
Our 401(k) plans come with low monthly costs and no transaction fees. So you won’t have to pay extra for plan setup, plan transfers, or 5500 prep.
Foundational services & features on every plan
Automated plan admin
We handle recordkeeping, custodial services, compliance testing, and guided employee onboarding.
3(38) and 3(16) fiduciary services
We can help file IRS and DOL reports and sign your 5500.
Mobile app
Your team can set up and manage their 401(k) account on their phone.
- $0 rollover fee
- $0 loan fee
- $0 distribution fee
Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.
Help employees save more
Active employees are only charged an annual account fee starting at 0.15% with no transaction fees.
Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.
Retirement plans that put people first
A guiding hand
We provide educational investing webinars, portfolio recommendations, and live support.
Simple management
Our modern dashboard and mobile app lets your employees view their savings and make updates at any time.
Low-cost investments
The low-cost funds in our managed portfolios are diversified across asset classes. View our full fund menu.
Intelligent investing
All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.
A 401(k) can help attract talent and improve retention
70% of companies say their retirement benefit positively impacts hiring and 73% of companies say their retirement benefit positively impacts employee retention.
Guideline at a glance
50K+
business clients
$14B+
invested for retirement on our platform
Fintech 50
Everyone has a future.
Now everyone can invest in one.