You’re one step closer to a brighter future

OnPay partners with Guideline to provide a seamless 401(k) with low monthly costs and no transaction fees.

Automate your company’s retirement plan

OnPay is not a client of Guideline. Guideline pays a fee for each 401(k) and SEP IRA client referred by OnPay as outlined in our written solicitation arrangement with OnPay. We'll provide additional disclosures prior to opening an account with Guideline. See our Privacy Policy to learn how we use and protect your information.

Fair pricing
We use technology to keep monthly prices low for employers and employees while eliminating transaction fees for everyone.
Payroll integration
Data between OnPay and Guideline is synchronized daily, so any updates or changes will be reflected in both places automatically.
Seamless management
401(k) contributions are automatically deducted each pay run. We track employee eligibility and enroll them on your behalf.