QuickBooks | Guideline Partners

Open a 401(k) today and we’ll waive your employer fees for the first 3 months.

We’ve teamed up with QuickBooks to provide a seamless 401(k). Monthly plans start at $49 + $8 per participant with no transaction fees.

Create your plan

Phone icon symbolizing ease of setting up a Guideline 401(k) plan.

Want to learn more? Reach out to our team (888) 228-3491.

How payroll and a 401(k) work together

Our platform will securely sync your QuickBooks Payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.

Simple employee onboarding
When employees become eligible to join the plan, we’ll notify and enroll them on your behalf—and provide full support along the way.
Hassle free plan administration
401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.

Get the 401(k) pricing plan that works for you

Cost for employers

Learn more about our fees and services

Core
$49 /month
+ $8/mo per active participant

A seamless Safe Harbor 401(k) for small businesses that want to make an employer contribution.

Your plan includes:
- Automated recordkeeping, plan admin, and employee onboarding.
- Full integration with QuickBooks Online.
- We serve as your 3(38) and 3(16) fiduciary and handle certain IRS and DOL reporting and filings.
Flex
$79 / month
+ $8/mo per active participant

A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals.

Everything in Core, plus:
- Flexibility to open a Safe Harbor 401(k) plan or traditional 401(k) plan.
- Add features like profit sharing and vesting schedules.
- We conduct additional IRS nondiscrimination testing for traditional plans.
Max
$129 / month
+ $8/mo per active participant

Our most customizable 401(k) for business owners who want to maximize savings or transfer an existing 401(k) to Guideline.

Everything in Flex, plus:
- Custom features like new comparability profit sharing.
- Dedicated onboarding specialist and account manager.
- Support for controlled group plans.

Cost for participants

0.08% / year

That’s about 67¢ a month for every $10,000 saved

Calculator

Estimate your plan costs

If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.

Give your employees a roadmap to retirement

A guiding hand
We provide educational investing webinars, portfolio recommendations, and live support.
Simple management
Our modern dashboard lets your employees view their savings and make updates at any time.
Low-cost investments
The funds in our professionally managed portfolios are from low-cost providers.
Intelligent investing
All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.