Guideline | intuit quickbooks
Guideline | intuit quickbooks
Powered by Guideline Connected with QuickBooks

401(k) plans built for small business

Powered by Guideline.
Connected with

We’ve teamed up with QuickBooks to provide a seamless 401(k). Monthly plans start at $49 + $8 per participant with no transaction fees.

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Reach out to our team.

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How payroll and a 401(k) work together

Our platform will sync your QuickBooks Payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.

  • Automated experience for everyone

    Hassle free plan administration

    401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.

  • Simple employee onboarding

    Simple employee onboarding

    When employees become eligible to join the plan, we’ll notify and enroll them on your behalf—and provide full support along the way.

Cost for employers

Get the 401(k) pricing plan that works for you



+ $8 per active participant

A seamless Safe Harbor 401(k) for small businesses that want to make an employer contribution.

Payroll integration with QuickBooks.

Automated recordkeeping, plan admin, and employee onboarding.

We serve as your 3(38) and 3(16) fiduciary and handle certain IRS and DOL reporting and filings.

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+ $8 per active participant

A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals.

Everything in our Core plan, plus:

Flexibility to open a Safe Harbor 401(k) plan or traditional 401(k) plan.

Add features like profit sharing and vesting schedules.

We conduct additional IRS nondiscrimination testing for traditional plans.

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+ $8 per active participant

Our most customizable 401(k) for business owners who want to maximize savings and receive dedicated support.

Everything in our Flex plan, plus:

Custom features like new comparability profit sharing.

Dedicated onboarding specialist and Client Relationship Manager.

Support for controlled group plans.

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Learn more about our fees and services.

Does your business currently have a 401(k)?

All existing 401(k) plan transfers must open a Max plan and maintain it for at least one year before becoming eligible to switch to a different pricing plan.

Estimate your plan costs

If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset plan costs.



per year

That comes out to 67¢ a month for every $10,000 saved.

Read more about our fees

Give your employees a roadmap to retirement

  • A guiding hand

    We provide educational investing webinars, portfolio recommendations, and live support.

  • Simple management

    Our modern dashboard lets your employees view their savings and make updates at any time.

  • Low-cost investments

    The funds in our professionally managed portfolios are from low-cost providers.

  • Intelligent investing

    All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.

Offer a work benefit without tons of paperwork

We do more than sync with payroll. We take care of most 401(k) plan administration tasks so you can focus on your business and your team.

  • IRS and DOL forms and reporting
  • ERISA 3(16) and 3(38) plan fiduciary
  • Recordkeeping

  • Compliance testing


Customer satisfaction score

Join 30,000+ companies that have chosen to save with Guideline

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We’re here to help

Live US-based support

This content is for informational purposes only and is not intended to be construed as tax advice. You should consult a tax professional to determine what types of tax deductions you are eligible to claim.

401(k) services are provided by and administered by Guideline, an independent third party and not provided by Intuit. Guideline live support is available M-F, 6 AM-4 PM PT