Powered by Guideline.
Connected with

We’ve teamed up with QuickBooks to provide a seamless 401(k). Monthly plans start at $49 + $8 per participant with no transaction fees.

Create your plan
Phone icon symbolizing ease of setting up a Guideline 401(k) plan.

Want to learn more? Reach out to our team (888) 228-3491.

Woman gardening
  • Guideline G logo
  • arrows
  • Quickbooks logo

How payroll and a 401(k) work together

Our platform will securely sync your QuickBooks Payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.

  • Simple employee onboarding

    When employees become eligible to join the plan, we’ll notify and enroll them on your behalf—and provide full support along the way.

  • Hassle free plan administration

    401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.

401(k) pricing

Plans that fit your company,
budget, and goals

All Guideline
plans include

  • Full integration with QuickBooks.

  • Automated plan admin, including recordkeeping, custodial services, compliance testing, and guided employee onboarding.

  • 3(38) and 3(16) fiduciary services, including filing IRS and DOL reports and signing your 5500.

  • Mobile app, which makes it easy for participants to set up and manage their account.

Employer pricing

  • Core

    $49/ month 

    + $8/mo per active participant

    A foundational Safe Harbor 401(k) plan with streamlined admin and an employer contribution.

    Get started
    • Safe Harbor plan with an employer contribution

    • Must connect with an integrated payroll provider

  • Flex

    $79/ month

    + $8/mo per active participant

    A flexible 401(k) with more plan design options and features.

    Get started
    • Safe Harbor or Traditional plan with an optional employer match

    • Additional features like vesting and profit sharing

    • Supports any payroll provider

  • Enterprise

    Starting at

    $129 / month

    Contact sales for pricing

    Our most custom 401(k) with exclusive pricing options and premium support.

    Contact sales
    • Exclusive pricing options

    • Dedicated, preferred support for plan admin and employees

    • Early access to new features

    • Support for conversion plans and legally-related groups

Employee pricing

Starting at

0.08%/ year

That’s about 67¢ a month for every $10,000 saved

Your employees will get access to educational webinars, live support and more.


Estimate your plan costs

If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.

Retirement plans that put people first

  • A guiding hand

    We provide educational investing webinars, portfolio recommendations, and live support.

  • Seamless tech integrations

    Simple management

    Our modern dashboard and mobile app lets your employees view their savings and make updates at any time.

  • Low-cost investments

    The low-cost funds in our managed portfolios are diversified across asset classes. View our full fund menu.

  • Security

    Intelligent investing

    All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.

Guideline at a glance

  • 44,000+

    business clients

  • $10B+

    invested for retirement on our platform

  • Fintech 50

  • Guideline G logo
  • arrows
  • Quickbooks logo

Everyone has a future.
Now everyone can invest in one.

Let’s get started

Contact us