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Powered by Guideline. Connected with QuickBooks

QuickBooks Online partners with Guideline to provide a seamless 401(k)1. Open a Guideline 401(k) today and pay $0 employer fees for a year.2

  • 1

    Connect with QuickBooks

  • 2

    Choose your plan

  • 3

    Complete setup

Get started

See our Privacy Policy to learn how we use and protect your information.3

401(k) Conversion Plans
Traditional IRA, Rollovers and Roth IRA

Get started with tax credits and support

Your business may be eligible for up to $16,500 in tax credits over the plan’s first three years.4 As a QuickBooks customer, you can get access to expert support on your tax credit claims. Additional details, including cost, are available through QuickBooks.

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How payroll and a 401(k) work together

Our platform will securely sync your QuickBooks Payroll and Guideline 401(k) data so any updates or changes will be reflected in both places automatically—saving you time and hassle.

  • Seamless plan management

    401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.

  • Easy employee onboarding

    When employees become eligible to join the plan, we'll notify them and enroll them on your behalf — and provide full support along the way.

Priced to help you save more

Our plans come with low monthly costs and no transaction fees. Open a 401(k) today and get $0 employer fees for 12 months.2

  • Starter
    Special offer
    $39
    $0
    / month
    +$4/mo per active participant
    $0

    A simplified 401(k) with limited features and easy administration.

    Get started
    • $6,000 employee contribution limit
    • No employer contributions

    • Must be a new 401(k) plan

    • Must connect with an eligible payroll provider

  • Core
    Special offer
    $89
    $0
    / month
    +$8/mo per active participant
    $0

    A foundational 401(k) with robust features and more plan design options.

    Get started
    • $23,000 employee contribution limit6
    • Safe Harbor7

      or Traditional 401(k)

    • Features like employer contributions and profit sharing

    • Can connect with any payroll provider

  • Enterprise
    Special offer
    $149
    $0
    / month
    + active participant fee
    $0

    Our most custom 401(k) with premium support and flexible pricing that scales with your business.

    Contact sales
    • $23,000 employee contribution limit6
    • Flexible pricing options

    • Premium support for plan admin and employees

    • Support for plan transfers

Already have a 401(k)? Switch and get 0% AUM on transferred assets plus 12-months no employer fees.5 Schedule a demo

Foundational services & features on every plan

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    Automated plan admin

    We handle recordkeeping, custodial services,8 compliance testing,9 and guided employee onboarding.

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    3(38) and 3(16) fiduciary services

    We can help file IRS and DOL reports and sign your 5500.10

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    Mobile app

    Your team can set up and manage their 401(k) account on their phone.

  • $0 rollover fee
  • $0 loan fee
  • $0 distribution fee

Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.

Help employees save more

Active employees are only charged an annual account fee starting at 0.15%11 (0.0125%/month) with no transaction fees.

Refer to Guideline’s Form ADV 2A Brochure for additional information regarding Guideline’s fees.

Calculator

Estimate your plan costs

If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.4

Retirement plans that put people first

  • A guiding hand

    We provide educational investing webinars, portfolio recommendations, and live support.

  • Seamless tech integrations

    Simple management

    Our modern dashboard and mobile app lets your employees view their savings and make updates at any time.

  • Low-cost investments

    The low-cost funds in our managed portfolios are diversified across asset classes. View our full fund menu.

  • Intelligent investing

    All of our investment portfolios rebalance automatically to help your employees’ retirement goals stay on track.

Guideline at a glance

  • 50K+

    business clients12

  • $15B+

    invested for retirement on our platform13

  • Fintech 50

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Everyone has a future.
Now everyone can invest in one.

Explore plans

Contact us