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A low fee 401(k) that works with Square

Square partners with Guideline to provide a seamless 401(k) with low monthly costs and no transaction fees.1

  • 1

    Connect Square to Guideline

  • 2

    Build your plan

  • 3

    Set a start date

Get started

See our Privacy Policy to learn how we use and protect your information.

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How Square and Guideline work together

Guideline syncs all your payroll data from Square automatically.

  • Automated Contributions

    401(k) contributions are automatically deducted each pay run. No need to maintain deductions or manually re-enter payroll data.

  • Easy onboarding

    When employees are onboarded, we’ll notify and enroll them in the plan on your behalf—so no additional admin work required.

Powerful plans for
businesses of any size

Our 401(k) plans come with low monthly costs and no transaction fees. So you won’t have to pay extra for plan setup, plan transfers, or 5500 prep.

  • Starter
    $39
    / month
    + $4/month per active participant

    A simplified 401(k) with limited features and easy administration.

    Get started
    • $6,000 employee contribution limit
    • No employer contributions

    • Must be a new 401(k) plan

    • Must connect with an eligible payroll provider

  • Core
    Most popular
    $89
    / month
    + $8/mo per active participant fee

    A foundational 401(k) with robust features and more plan design options.

    Get started
    • $23,500 employee contribution limit3
    • Safe Harbor

      or Traditional 401(k)

    • Features like employer contributions and profit sharing

    • Can connect with any payroll provider

  • Enterprise
    $149
    / month
    + active participant fee
    Our most custom 401(k) with premium support and flexible pricing that grows with you.
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    • $23,500 employee contribution limit3
    • Exclusive pricing options

    • Premium support for plan admin and employees

    • Support for plan transfers

Get back up to $16,500 in tax credits2

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Everyone has a future.
Now everyone can invest in one.

Get started

Contact us

This information is general in nature and is for informational purposes only. It shouldn’t be used as a substitute for specific tax, legal and/or financial advice that considers all relevant facts and circumstances. Investing involves risk and investments may lose value. Tax laws and regulations are complex and subject to change. You should consult a qualified financial adviser or tax professional before relying on this information.