The low-cost 401(k) built for construction companies

With a mobile app and self-guided onboarding, Guideline makes it easy for everyone on your team to invest in their future.

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50K+

businesses1

1M+

savers2

$15B+

invested for retirement3

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Innovation by Design Award 20244

Fernando M.Mercado Design Build Studio
Our experience with Guideline has been top-notch — user friendly interface, easy setup, friendly staff, and low fees.Client of Guideline. Views may not be representative of other clients.

See why 2,000+ construction companies trust Guideline

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    Low monthly pricing

    Low and predictable monthly costs — monthly plans start at $39, plus $4 per active participant.5

  • Smart investments

    Our guided investment portfolios rebalance automatically.

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    All-in-one 401(k)

    We handle recordkeeping, government filings, compliance testing, and more.6

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    Guided setup

    In as little as 20 minutes, you can set up a popular workplace benefit that can help reduce turnover.

Empower your on-the-go team

With an intuitive dashboard and an award-winning mobile app4, it’s easy for your team to set up their account, track their progress, and access resources — anytime, anywhere.

  • Easy account setup, via web or mobile app
  • Recommended investment portfolio
  • Retirement education and live support
  • Spanish-language resources
Mockup of iPhone 15 with Guideline iOS mobile app.
Mockup of iPhone 15 with Guideline iOS mobile app.

Automate 401(k) busywork

With full payroll integration, there’s no need to maintain deductions or manually re-enter data — saving you time and hassle.

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Provide a foundational benefit with a Guideline 401(k)

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