The low-cost 401(k) built for construction companies

With a mobile app and self-guided onboarding, Guideline makes it easy for everyone on your team to invest in their future.

Phone icon symbolizing ease of setting up a Guideline 401(k) plan.

Prefer to chat? Give us a call at (888) 228-3491

See our Privacy Policy to learn how we use and protect your information.

Man wearing heavy duty suspenders holding a white hard hat.
Man wearing heavy duty suspenders holding a white hard hat.

50K+

businesses1

1M+

savers2

$15B+

invested for retirement3

Forbes Logo

Fintech 504

Fernando M.Mercado Design Build Studio
Our experience with Guideline has been top-notch — user friendly interface, easy setup, friendly staff, and low fees.Client of Guideline. Views may not be representative of other clients.

See why 2,000+ construction companies trust Guideline

  • Fingers snapping simple icon.

    Low monthly pricing

    Low and predictable monthly costs — monthly plans start at $39, plus $4 per active participant.5

  • Smart investments

    Our guided investment portfolios rebalance automatically.

  • Flying rocket. Simple icon.

    All-in-one 401(k)

    We handle recordkeeping, government filings, compliance testing, and more.6

  • Desktop with mouse on screen. Simple icon.

    Guided setup

    In as little as 20 minutes, you can set up a popular workplace benefit that can help reduce turnover.

Empower your on-the-go team

With an intuitive dashboard and an award-winning mobile app7, it’s easy for your team to set up their account, track their progress, and access resources — anytime, anywhere.

  • Easy account setup, via web or mobile app

  • Recommended investment portfolio

  • Retirement education and live support

  • Spanish-language resources

Mockup of iPhone 15 with Guideline iOS mobile app.
Mockup of iPhone 15 with Guideline iOS mobile app.

Automate 401(k) busywork

With full payroll integration, there’s no need to maintain deductions or manually re-enter data — saving you time and hassle.

  • and more
  • and more

Provide a foundational benefit with a Guideline 401(k)

Prefer to chat?