The low-cost 401(k) built for construction companies

With a mobile app and self-guided onboarding, Guideline makes it easy for everyone on your team to invest in their future.

Phone icon symbolizing ease of setting up a Guideline 401(k) plan.

Prefer to chat? Give us a call at (888) 228-3491

50K+

businesses trust us

1M+

savers

$13B+

invested for retirement

Forbes Logo

Fintech 50

User logo
Fernando M.Mercado Design Build Studio
Our experience with Guideline has been top-notch — user friendly interface, easy setup, friendly staff, and low fees.Client of Guideline. Views may not be representative of other clients.

See why 2,000+ construction companies trust Guideline

  • Low monthly pricing

    Low and predictable monthly costs — monthly plans start at $39, plus $4 per active participant.

  • Smart investments

    Our guided investment portfolios rebalance automatically.

  • All-in-one 401(k)

    We handle recordkeeping, government filings, compliance testing, and more.

  • Guided setup

    In as little as 20 minutes, you can set up a popular workplace benefit that can help reduce turnover.

Empower your on-the-go team

With an intuitive dashboard and mobile app, it’s easy for your team to set up their account, track their progress, and access resources — anytime, anywhere.

  • Easy account setup, via web or mobile app

  • Recommended investment portfolio

  • Retirement education and live support

  • Spanish-language resources

Automate 401(k) busywork

With full payroll integration, there’s no need to maintain deductions or manually re-enter data — saving you time and hassle.

  • and more
  • and more

Provide a foundational benefit with a Guideline 401(k)

Prefer to chat?