Keep your plan compliant by avoiding these 401(k) pitfalls
401(k) compliance can be complicated - but it doesn’t have to be. Learn how easy it can be to stay compliant amidst all the regulations set by the Department of Labor (DOL) and Internal Revenue Service (IRS) so your 401(k) plan is fair and balanced for all of their employees.
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See why 50,000+ businesses trust Guideline

  • Two hands shaking simple icon.

    Flexible pricing

    One base fee can cover all of your businesses1 — plus, you won’t pay extra for plan setup, plan transfers, or 5500 prep.2
  • Desktop with mouse simple icon

    Easy setup & admin

    Single signature to set up multiple entities.3 Plus, integrations that automate day-to-day updates and help reduce administrative work.
  • Flying rocket. Simple icon.

    Built to scale

    Get a modern, all-in-one 401(k) for all of your businesses — all with one login.
  • Magnifying glass with check mark simple icon.

    Dedicated, expert support

    Reliable 401(k) specialists available for your entire team via phone and email

Integrations to automate 401(k) busywork

Guideline partners with popular payroll providers to build direct, two-way integrations that automatically sync payroll and employee data. No manual 401(k) contribution updates or eligibility tracking required.
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Tina F.Smith Trucking
We’ve grown 300% across 3 different businesses. Our Guideline 401(k) is a perfect fit for all of them.Client of Guideline. Views may not be representative of other clients.
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  • 1

    We require all plan sponsors transferring an existing 401(k) to Guideline to set up and maintain an Enterprise plan for at least one year. We require all legally related groups to be in our Enterprise or Starter tiers. Go to our [pricing page(https://my.guideline.com/agreements/fees) for more information on fees.

  • 2
    Third-party auditor fees will apply to large plans where an audit is required. These fees are not charged by Guideline.
  • 3

    Available for eligible legally related groups that have a single trustee w/ sole signing authority & are not a conversion plan. Learn More

Guideline.com is owned and operated by Guideline, Inc. This website contains content from Guideline, Inc. and its affiliates, each a separate entity with different regulatory marketing requirements and standards. References to "our" or "we" on this website refer solely to Guideline RK, LLC unless otherwise specifically stated.

The information in this website is for informational purposes only and is not intended to be an offer, recommendation, investment advice, legal or tax advice, or a solicitation to buy or sell any security. By using this website, you agree to Guideline, Inc.’s Privacy Policy and Terms and Conditions of Use. Neither Guideline, Inc. nor its subsidiaries, are responsible for information provided by third parties. Information included herein from third parties is believed to be reliable however Guideline, Inc. does not guarantee the accuracy and completeness of that information.

Guideline, Inc. is a technology company that provides an integrated platform to companies who seek to work with 1) Guideline RK, LLC ("Guideline") and/or 2) Guideline Investments, LLC, an SEC Registered Investment Adviser ("RIA"), both of which are wholly owned by Guideline Holdings, LLC. Guideline Holdings, LLC is wholly owned by Guideline, Inc. Neither Guideline, Inc. nor Guideline Holdings, LLC or Guideline RK, LLC is involved in securities activities and is not registered with the SEC or FINRA. Neither Guideline, Inc., nor any of its affiliates, is a bank.

Investment advisory services for Guideline’s 401(k) (when 3(38) fiduciary services are selected) and SEP IRA/IRA products are offered by Guideline Investments, LLC, an SEC-registered investment adviser. For more information regarding fees and services, see Guideline Investments, LLC’s ADV 2A Brochure and Form CRS. References throughout this website to investment advisory services including but not limited to: investments offered, portfolios, managed portfolios, investment philosophy, assets under management (AUM), annual account fees expressed as a percentage of AUM, suitability questionnaire, 3(38) investment advisory management fiduciary services, robo-advisory services, and investment advice, unless otherwise specifically stated, are services provided by Guideline Investments, LLC. Investing involves risk and may lose money, including loss of principal. Investing is not guaranteed and past performance is not a guarantee of future performance. The investment options offered by Guideline Investments, LLC are not FDIC insured.

Recordkeeping services for Guideline’s 401(k) and SEP IRA/IRA products are offered by Guideline RK, LLC. 3(16) plan administration services are also offered by Guideline RK, LLC and only made available to clients who utilize an eligible payroll provider. For more information on Guideline’s pricing, see here. Guideline uses a third-party to provide custodial services. Custodial fees are paid by Guideline.

Any graphs, charts, and other visual aids (collectively referred to as "image(s)") are provided for information purposes only. None of these images can of themselves be used to make investment decisions. No representation is made that these will assist any person in making investment decisions and no image can capture all factors and variables required in making such decisions.

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