Transfer your 401(k) plan

See how easy a 401(k) can be

Elevate your benefits program — switch to a fully integrated Guideline 401(k) with up to 7x lower fees.

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Automate busywork with two-way payroll integrations

Guideline seamlessly integrates with popular payroll providers. With full integration, any updates or changes will be reflected in both places automatically.

  • Help reduce manual data entry and payroll errors

  • Keep employee data synced and up-to-date

  • Streamline 401(k) on and offboarding

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Veronica S.Govig & Associates
With Guideline, I get more space to breathe. I’m not panicking about compliance reports, logging into payroll six times a day to change contribution rates, or worrying that I made a mistake amidst all the manual data entry.Client of Guideline. Views may not be representative of other clients.

Shorten your 401(k) to-do list

  • Government filings

    We prepare standard annual reports for no extra fee, including Form 5500 and 1099-R.

  • Custodial services

    We’ll process transactions, execute trades, safeguard plan assets and more.

  • Compliance testing

    We perform per-pay-period testing to help identify potential issues and manage required corrections.

  • Recordkeeping

    We serve as the recordkeeper to track your 401(k) plan’s balances, transactions, and deferrals.

Help your team get the most out of their 401(k)

Offer your employees an affordable, modern way to invest in their financial future — with lower fees and guided investments.

  • Low-cost investments and no transaction fees

  • Recommended investment portfolio

  • Retirement education and live support

  • Mobile self-serve tools to promote participation

Customize your new plan

Choose from a variety of features to match your previous plan design or add a few bells and whistles.

  • Safe harbor and Roth 401(k) plans
  • Profit sharing options
  • Vesting schedules
  • Matching options
  • Eligibility requirements

Get support you can count on — and call

  • Dedicated specialists

    Get a single point-of-contact throughout the transfer process and the life of your plan.

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    Live support

    Call or email quality customer support — our annual plan sponsor customer satisfaction score is 93%.

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    Fast answers

    Hear back from our team quickly — we average a 4 business-hour response time.

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Cliff J.North Valley Counseling
Guideline 401(k) customer service is incredible. Clear, totally supportive, and an actual person on the phone whenever you need them.Client of Guideline. Views may not be representative of other clients.

Your plan is in good hands

For eligible plans, we serve as the ERISA 3(16) and 3(38) plan fiduciaries—which cover plan administration and investment management. This means we are legally (and morally) obligated to work in participants’ best interest. Learn more

Start your plan transfer

We can walk you through the transfer process.

  • 1

    Full 401(k) plan review

    Guideline reviews and audits your current 401(k) plan before you sign on the dotted line.

  • 2

    Dedicated onboarding specialist

    Get a single point-of-contact for questions and help with completing onboarding tasks.

  • 3

    Step-by-step transfer guidance

    We outline each step in simple language right in your Guideline account.