Everything you need to know about state retirement mandates

As of June 2024, 20 states have active state-run retirement programs. Businesses with employees in multiple states may need to ensure compliance for each state they operate in. Our guide covers each state program’s status, requirements, and deadlines, as well as alternatives.

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An impactful benefit that’s a breeze to manage

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    One login for record keeping, filings, compliance testing, and more.

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Melissa W.Zipline
As a rapidly growing company, we wanted to offer our employees a strong retirement plan. We chose Guideline because we didn't want the overhead, management, or complexity of traditional options.Client of Guideline. Views may not be representative of other clients.

Help people save more with lower fees

With a Guideline 401(k), people can help keep more of their money where it matters—in their retirement account.

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    As low as 0.15% account fee

Integrations to automate 401(k) busywork

Guideline partners with popular payroll providers to build direct, two-way integrations that automatically sync payroll and employee data. No manual 401(k) contribution updates or eligibility tracking required.

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Make retirement investing easy

With an intuitive dashboard and mobile app, it’s easy for your team to set up their account, adjust their portfolio, and access answers — anytime, anywhere.

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Always-on compliance. Always-included.

We prioritize your peace of mind. That’s why we include features like ongoing compliance testing and 3(16) and 3(38) fiduciary services in all of our standard 401(k) packages — helping to safeguard your business at no added cost.

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