The scalable 401(k) for midsize businesses

Strengthen your benefits program — offer a people-first 401(k) that can have up to 7x lower fees.

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The trusted 401(k) for midsize businesses

  • 50K+


  • $14B+

    assets under management

  • Fintech 50

An impactful benefit that’s a breeze to manage

  • Clock in motion simple icon.

    Easy setup

    Set up a plan in 20 minutes. Your team can self-enroll and access retirement education.

  • All in one experience

    All-in-one experience

    Get end-to-end management—from serving as your 3(38) fiduciary to ongoing compliance testing.

  • Help offset your income taxes

    Payroll integrations

    We connect with top payroll providers to automate deductions and simplify plan admin.

  • Desktop with mouse on screen. Simple icon.

    Holistic HR view

    Track participation and contribution rates, compliance status, and plan documents right in your dashboard.

Give your team the reins

With an intuitive dashboard and mobile app, it’s easy for your team to set up their account, track their progress, and access resources — anytime, anywhere.

  • Easy account setup, via web or mobile app

  • Recommended investment portfolio

  • Retirement education and live support

Guideline mobile app portfolio screen.
Guideline mobile app portfolio screen.

Help people save more with lower fees

With a Guideline 401(k), people can help keep more of their money where it matters—in their retirement account.

  • up to 7x less fees less in fees

    Up to 7x lower fees than the industry average

  • $ 0

    Zero transaction fees

  • .15%

    As low as 0.15% account fee

Have multiple businesses? With Guideline, you can pay one base fee for all of them.

Simplify your admin

With full payroll integration, there’s no need to maintain deductions or manually re-enter data—saving you time and hassle.

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Get a retirement plan your team will love