The scalable 401(k) your team will love

Offer a people-first 401(k). Guideline plans can have up to 10x lower fees, helping your team save more.

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Prefer to chat? Give us a call at (888) 228-3491

growing businesses
growing businesses

The trusted 401(k) for growing businesses

  • 40,000+


  • $8B+

    assets under management

  • Fintech 50

An impactful benefit that’s a breeze to manage

  • Quick setup

    Easy setup

    Set up a plan in 20 minutes. Your team can self-enroll and access retirement education.

  • All in one experience

    All-in-one experience

    Get end-to-end management—from serving as your 3(38) fiduciary to ongoing compliance testing.

  • Help offset your income taxes

    Payroll integrations

    We connect with top payroll providers to automate deductions and simplify plan admin.

  • Holistic HR view

    Holistic HR view

    Track participation and contribution rates, compliance status, and plan documents right in your dashboard.

Give your team the reins

Provide your team with a plan they can feel confident in. With Guideline, employees can enroll, view, and update their account all online, all in one place.

  • Personalized dashboard

  • Investment portfolio recommendations

  • Auto-rebalancing

  • Live support via phone and email

Dashboard showing a visual representation of retirement savings.
Retirement account dashboard

Help people save more with lower fees

With a Guideline 401(k), people keep more of their money where it matters—in their retirement account.

See the fees you won’t be paying
  • 10x less in fees

    Up to 10x lower fees than the industry average

  • $ 0

    Zero transaction fees

  • .08 account fee

    As low as 0.08% account fee

Help keep costs low with flexible pricing

Have 50+ employees? Then you qualify for alternative pricing, starting at $129/month.

Schedule a demo

Simplify your admin

With full payroll integration, there’s no need to maintain deductions or manually re-enter data—saving you time and hassle.

  • and more
  • and more

Strengthen your benefits program with a Guideline 401(k)

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