401(k) Guideline Clients See Robust Job Growth, Far Outpacing Small Business Job Gains Nationwide Job growth is strong at small businesses that offer a Guideline 401(k) plan, despite softening economic indicators nationwide, new data from Guideline shows. Guideline’s clients are adding jobs at about ten
401(k) Basics Traditional vs Roth 401(k): Which one is right for you? Of the employer-sponsored plans available today, Roth and traditional 401(k) plans are the two clear favorites. Here’s a breakdown of the nuances and tax considerations associated with each.
Company News Partnering with Stripe to Support Fast-Growing Companies We’re excited to announce that we’ve partnered with Stripe on the launch of their Corporate Card to provide fast-growing companies with the tools they need to run their businesses. Stripe Corporate
Future Focus Interview with Executive Director of CalSavers, Katie Selenski, on New Retirement Requirements We sit down with Katie Selenski, Executive Director of CalSavers, to talk about what the new retirement requirements mean for small businesses.
401(k) Basics Taking Care of Business: ERISA Fiduciary Duties of a 401(k) Plan Sponsor When you set up an employer-sponsored 401(k) plan for your team, you to need figure out who is going to handle the fiduciary duties, and you're probably going to come across the
The Labor Department’s Public 401(k) Rule Change: What You Need To Know There’s no denying that small businesses have historically been at a disadvantage when it comes to offering their employees a retirement plan. This is due in large part to legacy 401(k)
Employees Want Better Benefits, Study Shows They're Willing to Leave Current Job for Better Retirement Options One of the top reasons small business employees leave jobs is to get access to better benefits and retirement options, according to a new study by Zenefits. Since they began studying the topic
A Top Retirement Expert Weighs in about How to Strengthen the U.S. Retirement System Alicia H. Munnell is the Peter F. Drucker Professor of Management Sciences at Boston College’s Carroll School of Management. She also serves as the director of the Center for Retirement Research at
401(k) Basics 401(k) Profit Sharing Plans: The Nuts and Bolts of a Great Benefit Despite its name, profit sharing in a 401(k) plan doesn’t necessarily involve your company’s profits. So what is it? Profit sharing in a 401(k) plan is a pre-tax contribution
401(k) Basics Safe Harbor 401(k): The 2019 Guide for Business Owners What is a Safe Harbor 401(k) plan? What do you have to do to offer one? And what do all those acronyms mean? Don't worry. We’ve helped many companies set up
Introducing Our Integration With QuickBooks Payroll Today, we’re excited to welcome QuickBooks Payroll to our growing list of integrated providers. More than 1.4 million businesses use QuickBooks for its seamless approach to payroll management that runs payroll
401(k) The Small Business Gender Pay Gap By Industry Last month, we released two studies to illustrate what the gender pay gap looks like at small businesses—those that employ between 0-100 people. More than 7,500 small businesses—that collectively employ
Joe Torsella On Why Pennsylvania Needs To Adopt Auto-IRAs Joseph Torsella, Treasurer of Pennsylvania, has emerged as a powerful advocate for automatic IRAs, which would require companies that do not offer retirement savings plans to enroll their employees in a low-cost program
The Geography of The Small Business Gender Pay Gap Earlier this month, we released the findings from a Guideline study that revealed the small business gender pay gap. By looking at the anonymized compensation data of Guideline 401(k) plan participants, we
Why This Retirement Expert Never Talks About A ‘Retirement Crisis’ John Scott is director of the Retirement Savings Project at the Pew Charitable Trusts. He leads a team producing trusted data and clear analysis of the barriers to retirement savings in America and
401(k) Guideline Now Integrated With RUN Powered by ADP® In March, we announced our integration with ADP Workforce Now®. Today, we’re expanding our partnership to include an integration with RUN Powered by ADP®, an offering designed to make payroll quick and
401(k) 70 Cents on the Dollar: The Small Business Gender Pay Gap It’s no secret that gender inequity in compensation is plaguing every corner of the economy. As we were all reminded on Equal Pay Day last month, things don’t seem to be
Company News Partnering with Brex to Support Startups and Small Businesses Guideline started with the goal of creating a modern and affordable approach to retirement planning that works for businesses of every size, with an emphasis on startups and small businesses. We’ve always
The Woman Behind The Way You Save For Retirement Brigitte Madrian is the Dean and Marriott Distinguished Professor at the Brigham Young University Marriott School of Business. One of the foremost researchers into retirement policy, she has a particular focus on household
Exposing the Small Business 401(k) Access Gap Since day one of building Guideline, we’ve known that small businesses have historically been at a disadvantage when it comes to offering their employees a retirement plan. From our perspective, it’s
The Single Most Important Move Congress Could Make To Support Retirement For Americans While there are many thorny questions facing the divided legislature in Washington, D.C., there is one issue that enjoys broad bipartisan support: saving for retirement. Promising bills, sponsored by members of both
Company News Introducing Our Integration With ADP Workforce Now® Today, we’re excited to announce that ADP Workforce Now® has joined our growing list of fully integrated payroll partners. ADP Workforce Now offers an affordable solution for growing businesses that quickly and
Charley Ellis: Here’s What Millennials Need To Know About Retirement Known as the dean of American investment advisors and one of the founders of the index investment revolution, Charley Ellis served on the board of the Vanguard Group and the Yale Endowment, and
The Path to $1 Billion and Beyond Today, we’re excited to share that Guideline’s assets under management have surpassed $1 billion. While we are not compensated based on the assets of our plans—and believe that industry norm
Company News Jack Bogle and the Disruptive Vanguard Experiment John C. Bogle, the founder of the Vanguard Group, passed away this week. In the fall of 2016, Guideline’s CEO, Kevin Busque, and I had the honor to meet Jack at his
