401(k) Retirement savings in uncertain times We created a resource hub to help small business owners and their employees stay informed and feel confident about their retirement savings during market volatility.
401(k) It’s not the wrong time to start a 401(k). It might be the best time. If you’re thinking about opening a new 401(k) plan, a market downturn could be one of the best times to start investing.
401(k) Basics 401(k) Nondiscrimination Tests: How to Stay Compliant Does your company’s 401(k) plan benefit all your employees, or does it favor owners and executives who make more money? That’s what the two major 401(k) nondiscrimination tests try
Company News Behind the data: a look at 401(k) investor activity in a bear market At Guideline, we were wondering what people were doing with their retirement investments. We looked at the data and the results were a little surprising and very reassuring.
Future Focus Maintaining perspective during the COVID-19 crisis When it comes to investing for your long-term goals in turbulent times, the best advice can be hard to stomach. Avoid looking at your retirement accounts, take a few deep breaths, and keep contributing through your regular payroll deductions.
401(k) Basics How you can save twice on a new 401(k) The SECURE Act was a major piece of retirement legislation with many different provisions. We’ve already looked at its major provisions, but wanted to highlight the two tax credits that can help small business owners.
Future Focus The Candidates on Retirement, Part 3: Bernie Sanders Super Tuesday has come and gone, and two Democratic contenders remain: former Vice President Joe Biden and Vermont Senator Bernie Sanders. Ahead of this summer’s Democratic National Convention, Guideline is highlighting the leading candidates’ positions on Social Security and retirement savings.
Future Focus What Coronavirus Market Volatility Means For Your 401(k) What does the coronavirus (COVID-19) market volatility mean for your 401(k)?
401(k) How to Choose a Small Business 401(k) Provider Whether you’re shopping for a car or just lunch, you’ll probably do your due diligence beforehand. Choosing a 401(k) provider shouldn’t be any different. Here’s what to consider when choosing a 401(k) provider.
401(k) Basics 4 Reasons Why Small Businesses Should Start a 401(k) Helping employees save for retirement is the obvious reason to start a 401(k) plan. But 401(k) plans can also help your business save money and attract and retain talent. And thanks
Future Focus The Candidates on Retirement, Part 2: Elizabeth Warren The Massachusetts senator plans to expand Social Security and enact new taxes on the wealthy.
Future Focus The Candidates on Retirement, Part 1: Joe Biden Election season is officially underway! To kick it off, we’re analyzing the retirement platforms of the leading candidates. Part 1 is about Joe Biden's retirement platform.
401(k) Basics The Step-by-Step Guide to Offering a Small Business 401(k) For small businesses that are ready to help their employees save for retirement, the IRS website covers the actions you need to set up a 401(k) plan. In case you don’t speak in tax code, here’s a more approachable step-by-step guide.
401(k) How Much Should You Pay in 401(k) Plan Fees? Enrolling in a 401(k) is a great way to save for retirement. What many don’t realize, however, is that doing so often comes at a cost—and it’s not just employers left holding the bag.
Future Focus The SECURE Act is Here—See What It Could Mean for Your Business The SECURE Act has several major provisions that can impact small businesses sponsoring 401(k) plans and individuals saving for retirement. Here are some of the key components.
Company News Guideline 2019 Year in Review With new products, partners and clients, 2019 was a big year for us! But before we look back, we want to thank you for joining us on this journey. And for being a
401(k) What is New Comparability Profit Sharing? Companies like 401(k) profit sharing plans because they’re a great way to reward employees without increasing their taxable income. New comparability plans allow companies to optimize their profit sharing contributions.
401(k) Basics 2020 401(k) Deadlines for Plan Sponsors Here are some of the important deadlines that plan sponsors should be mindful of heading into the new year.
Future Focus Seasonality & Hiring Part 3: Retail Read part 1 of our report on Accounting, Law, Finance, and Healthcare industries. Read part 2 of our report on the Technology industry. Small business job growth in the Brick and Mortar Retail
Future Focus Seasonality & Hiring Part 2: Technology Across technology-centric industries, small business job growth follows a similar pattern of seasonality with the strongest job growth of the year happening in May, according to new data from Guideline.
What Should You Do with Your Old 401(k)? The 3 Main Options Have you changed jobs recently or plan to in the future? If you have a 401(k) or a retirement savings account through your employer, you might wonder what happens to those funds
How to Choose the Right IRA to Roll Over Your Old 401(k) If you have a 401(k)—or similar type of retirement account—with a former employer, you might not know what to do with it. You have a few options - a popular
Future Focus Chris Lu, Former Deputy Secretary of Labor, on Expanding Access to Retirement Chris Lu served in senior positions in the Obama Administration, including: Executive Director of the Obama presidential transition; White House Cabinet Secretary; and Deputy Secretary of Labor. He is now one of Guideline’
401(k) The Small Business Guide to 401(k) Matching Employees are more willing to save for retirement when their company chips in. Here’s what you need to know about employer matching.
Future Focus Seasonality & Hiring, Part 1: Accounting, Law, Finance, and Healthcare While small business hiring in some industries proceeds at a steady clip throughout the year, others have pronounced seasonality, according to new data from Guideline.
