Future Focus Chris Lu, Former Deputy Secretary of Labor, on Expanding Access to Retirement Chris Lu served in senior positions in the Obama Administration, including: Executive Director of the Obama presidential transition; White House Cabinet Secretary; and Deputy Secretary of Labor. He is now one of Guideline’
401(k) The Small Business Guide to 401(k) Matching Employees are more willing to save for retirement when their company chips in. Here’s what you need to know about employer matching.
Future Focus Seasonality & Hiring, Part 1: Accounting, Law, Finance, and Healthcare While small business hiring in some industries proceeds at a steady clip throughout the year, others have pronounced seasonality, according to new data from Guideline.
Attending QuickBooks Connect? Here’s Why You Should Come See Guideline 401(k) Every business owner has to make decisions that are outside his or her expertise. When it comes to small business 401(k) plans, our internal research shows that an accountant or bookkeeper is
Future Focus What is Environmental, Social, Governance (ESG) Investing? Americans have never been more eager to invest in companies that align with their values. So why don’t their retirement plans reflect that?
5 Reasons to Start a 401(k) Plan on January 1 Thinking of starting a 401(k) plan? Great! Not sure when to actually start it? We got you. While many business owners want to start as soon as possible, this can cause some
401(k) What Does a 401(k) Plan Administrator Do? Ensuring that your company’s 401(k) keeps humming along is a big job. Here’s how plan administrators get it done.
Is Guideline’s Prime Plan Right For You? Guideline offers two great plans for managing your 401(k)—Startup and Prime. The good news is that with both plans you get Guideline’s full-service 401(k), which includes: No startup costs
401(k) Basics What’s the Difference Between 401(k) and SIMPLE Retirement Plans? There’s no such thing as a one-size-fits-all approach to retirement. Here’s how 401(k) and SIMPLE plans compare.
401(k) Basics What is the Form 5500? Don’t underestimate this annual reporting requirement. Here are your instructions for filing the Form 5500-series return.
401(k) What is New Comparability Profit Sharing? A “new comparability” plan is a flexible type of profit sharing retirement plan that can either stand alone, or be part of a 401(k) plan. Small business owners find these plans attractive
401(k) Job Growth Among Guideline Clients Is Strongest in Finance, Real Estate, and Technology Among companies offering a Guideline 401(k), those in finance, real estate, and technology showed the strongest growth in jobs in the twelve months leading up to September 1, 2019.The most robust
401(k) The Bay Area and Other Places with High Housing Costs See the Strongest Small Business Job Growth The San Francisco Bay Area, New York, Boston, and Los Angeles, four places with sky-high housing costs, also saw the strongest small business job growth over the past year, according to our analysis
401(k) Guideline Clients See Robust Job Growth, Far Outpacing Small Business Job Gains Nationwide Job growth is strong at small businesses that offer a Guideline 401(k) plan, despite softening economic indicators nationwide, new data from Guideline shows. Guideline’s clients are adding jobs at about ten
401(k) Basics Traditional vs Roth 401(k): Which one is right for you? Of the employer-sponsored plans available today, Roth and traditional 401(k) plans are the two clear favorites. Here’s a breakdown of the nuances and tax considerations associated with each.
Company News Partnering with Stripe to Support Fast-Growing Companies We’re excited to announce that we’ve partnered with Stripe on the launch of their Corporate Card to provide fast-growing companies with the tools they need to run their businesses. Stripe Corporate
Future Focus Interview with Executive Director of CalSavers, Katie Selenski, on New Retirement Requirements We sit down with Katie Selenski, Executive Director of CalSavers, to talk about what the new retirement requirements mean for small businesses.
401(k) Basics Taking Care of Business: ERISA Fiduciary Duties of a 401(k) Plan Sponsor When you set up an employer-sponsored 401(k) plan for your team, you to need figure out who is going to handle the fiduciary duties, and you're probably going to come across the
The Labor Department’s Public 401(k) Rule Change: What You Need To Know There’s no denying that small businesses have historically been at a disadvantage when it comes to offering their employees a retirement plan. This is due in large part to legacy 401(k)
Employees Want Better Benefits, Study Shows They're Willing to Leave Current Job for Better Retirement Options One of the top reasons small business employees leave jobs is to get access to better benefits and retirement options, according to a new study by Zenefits. Since they began studying the topic
A Top Retirement Expert Weighs in about How to Strengthen the U.S. Retirement System Alicia H. Munnell is the Peter F. Drucker Professor of Management Sciences at Boston College’s Carroll School of Management. She also serves as the director of the Center for Retirement Research at
401(k) Basics 401(k) Profit Sharing Plans: The Nuts and Bolts of a Great Benefit Despite its name, profit sharing in a 401(k) plan doesn’t necessarily involve your company’s profits. So what is it? Profit sharing in a 401(k) plan is a pre-tax contribution
401(k) Basics Safe Harbor 401(k): The 2019 Guide for Business Owners What is a Safe Harbor 401(k) plan? What do you have to do to offer one? And what do all those acronyms mean? Don't worry. We’ve helped many companies set up
Introducing Our Integration With QuickBooks Payroll Today, we’re excited to welcome QuickBooks Payroll to our growing list of integrated providers. More than 1.4 million businesses use QuickBooks for its seamless approach to payroll management that runs payroll
401(k) The Small Business Gender Pay Gap By Industry Last month, we released two studies to illustrate what the gender pay gap looks like at small businesses—those that employ between 0-100 people. More than 7,500 small businesses—that collectively employ
