401(k) Basics Safe Harbor 401(k): The 2019 Guide for Business Owners What is a Safe Harbor 401(k) plan? What do you have to do to offer one? And what do all those acronyms mean? Don't worry. We’ve helped many companies set up
Introducing Our Integration With QuickBooks Payroll Today, we’re excited to welcome QuickBooks Payroll to our growing list of integrated providers. More than 1.4 million businesses use QuickBooks for its seamless approach to payroll management that runs payroll
401(k) The Small Business Gender Pay Gap By Industry Last month, we released two studies to illustrate what the gender pay gap looks like at small businesses—those that employ between 0-100 people. More than 7,500 small businesses—that collectively employ
Joe Torsella On Why Pennsylvania Needs To Adopt Auto-IRAs Joseph Torsella, Treasurer of Pennsylvania, has emerged as a powerful advocate for automatic IRAs, which would require companies that do not offer retirement savings plans to enroll their employees in a low-cost program
The Geography of The Small Business Gender Pay Gap Earlier this month, we released the findings from a Guideline study that revealed the small business gender pay gap. By looking at the anonymized compensation data of Guideline 401(k) plan participants, we
Why This Retirement Expert Never Talks About A ‘Retirement Crisis’ John Scott is director of the Retirement Savings Project at the Pew Charitable Trusts. He leads a team producing trusted data and clear analysis of the barriers to retirement savings in America and
401(k) Guideline Now Integrated With RUN Powered by ADP® In March, we announced our integration with ADP Workforce Now®. Today, we’re expanding our partnership to include an integration with RUN Powered by ADP®, an offering designed to make payroll quick and
401(k) 70 Cents on the Dollar: The Small Business Gender Pay Gap It’s no secret that gender inequity in compensation is plaguing every corner of the economy. As we were all reminded on Equal Pay Day last month, things don’t seem to be
Company News Partnering with Brex to Support Startups and Small Businesses Guideline started with the goal of creating a modern and affordable approach to retirement planning that works for businesses of every size, with an emphasis on startups and small businesses. We’ve always
The Woman Behind The Way You Save For Retirement Brigitte Madrian is the Dean and Marriott Distinguished Professor at the Brigham Young University Marriott School of Business. One of the foremost researchers into retirement policy, she has a particular focus on household
Exposing the Small Business 401(k) Access Gap Since day one of building Guideline, we’ve known that small businesses have historically been at a disadvantage when it comes to offering their employees a retirement plan. From our perspective, it’s
The Single Most Important Move Congress Could Make To Support Retirement For Americans While there are many thorny questions facing the divided legislature in Washington, D.C., there is one issue that enjoys broad bipartisan support: saving for retirement. Promising bills, sponsored by members of both
Company News Introducing Our Integration With ADP Workforce Now® Today, we’re excited to announce that ADP Workforce Now® has joined our growing list of fully integrated payroll partners. ADP Workforce Now offers an affordable solution for growing businesses that quickly and
Charley Ellis: Here’s What Millennials Need To Know About Retirement Known as the dean of American investment advisors and one of the founders of the index investment revolution, Charley Ellis served on the board of the Vanguard Group and the Yale Endowment, and
The Path to $1 Billion and Beyond Today, we’re excited to share that Guideline’s assets under management have surpassed $1 billion. While we are not compensated based on the assets of our plans—and believe that industry norm
Company News Jack Bogle and the Disruptive Vanguard Experiment John C. Bogle, the founder of the Vanguard Group, passed away this week. In the fall of 2016, Guideline’s CEO, Kevin Busque, and I had the honor to meet Jack at his
Accountants & Bookkeepers 401(k) FAQs for Accountants and Advisors Do your clients have questions about offering a 401(k) plan? We’ve got most of the answers accountants and advisors need right here! This article is the third in a three-part series
401(k) Basics 401(k) Profit Sharing Plans: The Nuts and Bolts of a Great Benefit Despite its name, profit sharing in a 401(k) plan doesn’t actually have much to do with your company’s profits. So what is it? Profit sharing in a 401(k) plan
Future Focus Will CalSavers Help California Retirees Strike Gold? Over 7.5 million of California’s workers lack access to a workplace retirement plan, but that’s about to change. By 2022, a new law will require employers in California with five
Company News Celebrating Responsible Growth It’s hard to believe it’s been about three years since my co-founders and I started Guideline and began our mission to create a retirement Americans can look forward to. It certainly
Accountants & Bookkeepers Why Tax Pros Should Be Up To Speed on 401(k) Plans Every business owner has to make decisions that are outside his or her expertise. When it comes to small business 401(k) plans, our internal research has shown that an accountant or bookkeeper
Accountants & Bookkeepers How to Help Your Clients Choose the Right 401(k) Plan Okay, so maybe your client has asked you if they should offer a 401(k). Or maybe you’ve suggested that they offer one. Either way, do you really know how to help
Future Focus Millennial Money: Beyond Avocado Toast Anyone with access to the Internet knows that over the last couple of years, interest in millennial behavior patterns has skyrocketed. Between being scolded for loving avocado toast and being blamed for the
401(k) Basics Taking Care of Business: ERISA Fiduciary Duties of a 401(k) Plan Sponsor When you set up an employer-sponsored 401(k) plan for your team, you to need figure out who is going to handle the fiduciary duties, and you're probably going to come across the
Future Focus State-Run Retirement Plans Take Flight: An Early Look Inside OregonSaves For many businesses, offering employees a retirement plan may not feel like an easy or affordable proposition. That’s a real problem because employees who are offered a plan are much more likely
