Future Focus State-Run Retirement Plans Take Flight: An Early Look Inside OregonSaves For many businesses, offering employees a retirement plan may not feel like an easy or affordable proposition. That’s a real problem because employees who are offered a plan are much more likely
Future Focus Low Cost Index Funds: How Low Should Fees Go? Fidelity just announced broad cuts in the expense ratios for its existing lineup of index funds, including the first zero-fee index funds in the market. According to Kathleen Murphy, Fidelity’s President of
Future Focus Will CalSavers Help California Retirees Strike Gold? Over 7.5 million of California’s workers lack access to a workplace retirement plan, but that’s about to change. By 2022, a new law will require every employer in California with
Future Focus New Research: American Workers Aren't Prepared for Retirement Our new survey shows that workers lack both investment knowledge and adequate opportunities to save for the future.
Company News Partnering with the Pension Research Council to Make Retirement More Accessible We are excited to share that Guideline is joining the Pension Research Council at the Wharton School at the University of Pennsylvania. We had the opportunity to meet Pension Research Council (PRC) Executive
Future Focus How to Use Employee Benefits to Retain a Winning Team and Workplace Culture Today, I have the pleasure of speaking at the U.S. Chamber of Commerce Small Business Summit about using employee benefits to retain a winning team and workplace culture. During the session, my
Future Focus Fees, Fiduciaries, and the Future — Advice from the Father of 401(k) Ted Benna is recognized as the father of 401(k) in the benefits industry. While designing a retirement program for a client in 1979, Benna concluded that Section 401(k) of the tax
Future Focus What OregonSaves and State-Run IRAs Mean for Your Business Fifty-five million American workers currently lack access to a workplace retirement plan, and a majority of those people work at a small business with fewer than 100 employees. To combat the massive U.
401(k) Basics Stay the Course: Market Volatility and Your 401(k) There is never a bad time to invest in your retirement, and turbulent stock markets are no exception. As stressful as bear markets can feel, market volatility is an intrinsic part of investing.
Company News The Guideline 401(k) Investment Principles Guideline’s investment strategy is driven by our mission to help small business employees save more for retirement. With this goal, we have four guiding investment principles: Make retirement saving more accessible Minimize
401(k) Basics Automatic Enrollment: Your New Best Friend for Retirement Savings Too few Americans save for retirement for two reasons: Many companies still don’t offer retirement plans, and the majority of employees aren’t taking advantage of their employers’ retirement benefits. As a
401(k) Basics Why Small Businesses Should Start Offering Retirement Plans in 2017 Half of American workers don’t save for retirement in a meaningful way. It’s not because they don’t want to save; many just don’t have access to a quality retirement
Company News Your 401(k) Is Garbage…But It Doesn’t Have to Be Over the last few weeks, I have been reading about the investment industry enriching themselves with outsized fees from retirement plans for teachers. This follows a wave of lawsuits against several major universities,
