Starter
Starter 401(k): Jump start your team's savings
Starter plans come with a low price point and easy administration.
A simplified benefit at an affordable price
Employer pricing
$39
/ month
+
$4
/ month per active participant
Starter plans must be connected with one of our eligible payroll providers
What's included
Recordkeeping
We serve as the recordkeeper to track your 401(k) plan’s balances, transactions, and deferrals. We’ll provide and maintain required plan documents, summary plan descriptions and most regulatory notices.
Government filing
We prepare standard annual reports for no extra fee, including Form 5500 and 1099-R.
Investment management
We manage the investment portfolio, select and monitor funds, and rebalance portfolios automatically. Learn more
Low-cost investments
Combined with our management fees, investing for retirement with Guideline could cost an individual up to 7x less than industry average.
Payroll integration
We integrate with popular payroll providers so businesses can connect their plan and simplify plan administration. Learn more
Custodial services
Through a third party custodian, we’ll process transactions, execute trades, safeguard plan assets and more.
Fiduciary responsibilities
We serve as the ERISA 3(16) and 3(38) plan fiduciaries—which cover plan administration and investment management. This means we are legally (and morally) obligated to work in the plan and participants’ best interest.
Mobile app
Employees can set up and manage their 401(k) account on their phone or desktop.
Set up an easy, affordable Starter plan in as little as 20 minutes.